MINNECT TERMS AND CONDITIONS

 

Last Updated: September 15, 2026

 

The following terms and conditions govern all use of the Minnect.com website, Minnect Mobile Applications and all content, services, and products in whatever form (including without limitation, text, audio, image, software, and video materials) available on or through a Minnect mobile application or the associated Minnect website (collectively, the “Content” and, together with the Minnect Mobile Applications and associated Minnect website, the “Website” or “Minnect.com”). The Website is owned and operated by Minnect Inc. (also “we,” “us,” or “Minnect”). The Website is offered subject to Your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies (including, without limitation, Minnect’s Privacy Policy) and procedures that are published from time to time on the Website by Minnect (collectively, this “Agreement”).

 

Please read this Agreement carefully before accessing or using the Website. By accessing or using any part of the Website, you, the user of the Website (you and any other user of the Website (each, a “User”) but excluding Minnect, its personnel, Third-Party Service Providers, and Minnect’s other Service Providers), whether as an Expert or any other type of User (also “me”, “I”, “You”, or “Yourself”) agree to become bound by the terms and conditions of this agreement. If You do not agree to all the terms and conditions of this Agreement, then You may not access the Website or use any services provided through or on the Website (the “Services”). This Agreement is considered an offer by Minnect Inc. and acceptance is expressly limited to acceptance of the terms of this Agreement without modification or counteroffer. The Website is available only to individuals who are at least 18 years old.

 

I agree and acknowledge that:

 

  1. Educational and Informational Use Only; No Special Relationship with Minnect. Any and all commentary, opinions, interactions, dialogue, content, services, and/or responses (“Commentary”) provided by entrepreneurs, businesspersons, personalities, or other individuals identified as experts (“Experts”) accessible through the Website are intended solely for educational and informational purposes. You further acknowledge that Minnect does not control, and is not responsible for, the conduct of other Users including, without limitation, Experts. When interacting with other Users (including Experts), You should exercise caution and use Your own independent judgment before sharing confidential information, entrusting money or property, or otherwise acting in reliance on another User or any Commentary. Interacting with another User may or may not create a fiduciary, special, confidential, or similar relationship between You and the other User (including Experts). If You are unclear about the relationship between You and that other User, You should ask that User for clarification or consult outside help. You assume all risks associated with Your interactions with other Users (including Experts). Nothing offered to You via the Website or through its Experts constitutes, or should be construed as, professional advice of any kind. Such content is not a substitute for consultation with qualified, licensed professionals who are familiar with Your particular circumstances. Minnect expressly recommends that You seek the guidance of qualified professionals regarding Your specific concerns, conditions, or decisions.

 

Minnect makes no representations or warranties as to the completeness, reliability, accuracy, or suitability of any information or Commentary provided on or through the Website including, without limitation, by any Expert. You acknowledge and agree that You will reach Your own conclusions independently and of Your own free will, without coercion, and that You assume all risks and full responsibility for any actions taken, decisions made, or failures to act based on any Commentary or information provided on or through the Website including, without limitation, by any Expert.

 

Although certain Experts may offer insights related to legal, medical, financial, psychological, or other professional topics—and may themselves be licensed professionals—their communications through this Website do not create a professional-client relationship between You and Minnect. No fiduciary, special, confidential, agency, partnership, employment, or similar relationship is created between You and Minnect by this Agreement or by Your use of the Website or any Services, and nothing in this Agreement or in Minnect’s conduct shall be construed to create any such relationship. Minnect does not owe, and expressly disclaims, any fiduciary or comparable duties to You. You acknowledge and agree that You are not relying on, and have not relied on, any such relationship or duty, and that Your relationship with Minnect is solely that of independent parties. If You are an Expert, You warrant that You will comply with all of Your applicable ethical obligations.

 

You further acknowledge that Minnect and its affiliates, successors, assigns, owners, principals, officers, directors, employees, members, agents, representatives, licensees, service providers, contractors, and Experts shall not be liable for any loss, damage, or injury (including, without limitation, lost revenues or profits, liabilities, claims, actions, suits, judgments, settlements, costs, expenses, or attorneys’ fees) arising from Your reliance upon, or Your acts or omissions in connection with any information or Commentary obtained on or through the Website or any Services including, without limitation, from any Expert.

 

  1. Content Disclaimer. Minnect and its affiliated and related entities, successors and assigns and each of their respective owners, principals, officers, directors, employees, members, agents, representatives, licensees, service providers and contractors, and Experts, are not liable for any of Your conclusions or reliance upon Commentary that may result in losses, lost revenues or profits, liabilities, deficiencies, claims, actions, suits, legal proceedings, judgments, settlements, interest, awards, penalties, fines, costs, expenses, including attorneys’ fees, or any actual, speculative, consequential, incidental, direct, indirect, exemplary, special, or punitive damages of any kind.

 

  1. Prohibited Content and Conduct. In addition to the foregoing provisions, which clearly specify that Website information or interactions or engagements by and between Experts and Users are for educational and informational purposes only, any Expert or User who offers or promotes or references lewd, sexual or sexually gratifying, or otherwise pornographic User Content or services, including, without limitation, nudity, whether or not such includes an expressed or implied financial transaction, shall be immediately suspended and/or permanently removed from the Website without prior notice to You, whether You are an Expert or other User. In such cases, Minnect shall act unilaterally and in its sole and absolute discretion. Further, if required or if appropriate, Minnect will report such actions / materials and all account information for all participants to the appropriate law enforcement authorities and fully cooperate with any subsequent investigation(s) by such authorities.

 

  1. Acknowledgment and Condition of Use. I hereby acknowledge and agree that Minnect would not provide me with the opportunity to engage with Experts on the Website but for my agreement and acknowledgement herein.

 

I also hereby agree and acknowledge that:

 

(i) Your Minnect.com Account and Site. If You create an account on the Website, You are responsible for maintaining the security of Your account, and You are fully responsible for all activities that occur under the account and any other actions taken in connection with Your account, whether or not You were or are aware of such actions. You must not describe or assign keywords to Your profile in a misleading or unlawful manner, including, without limitation, in a manner intended to trade on or impersonate the name or reputation of others, and Minnect may, in its sole and absolute discretion and without prior notice to You, change or remove any description or keyword that it considers inappropriate or unlawful, or otherwise likely to cause Minnect liability. You will not share Your password or any security questions or codes associated with Your account with any other individual or entity and You will not allow any other individual or entity to use Your account. You must immediately notify Minnect of any unauthorized uses of Your account or any other breaches of security. You, and not Minnect, will be solely and exclusively liable for any loss or damage arising from Your failure to comply with the above requirements.

 

 

(ii) Responsibility of Contributors. If You operate a profile, comment on a profile, post material to the Website, post links on the Website, or otherwise make (or allow any third party to make) material available by means of the Website (any such material, “User Content”), You are entirely responsible for that User Content and any harm resulting from that Content. That is the case regardless of whether the User Content in question constitutes data, text, graphics, audio and/or video file, and/or software. By making User Content available, You hereby represent and warrant that:

 

(a) the downloading, copying and use of the User Content will not infringe the proprietary, intellectual property, contractual or privacy rights of any third party;

 

(b) if a third party, including, without limitation, Your employer, has any rights to your User Content, You have either (1) received permission from such third party to post or make available the User Content, or (2) secured from such third party a waiver as to all rights in or to the User Content;

 

(c) You have fully complied with any third-party licenses relating to the User Content, and have done all things necessary to successfully pass through to end users any required terms;

 

(d) If You are citing to another URL, You give proper attribution to any cited and/or copied content and have not violated any restrictions applicable to the destination of the URL (including, without limitation, any restrictions on linking such destination);

 

(e) You have all necessary permissions, authorizations, consents, and/or rights to Your User Content;

 

(f) You will not use artificial intelligence (AI) engines or software (including, without limitation, any large language models (LLMs)) in any way in any manner to craft responses or answers or User Content that is subsequently provided to Website Users. For clarity, this prohibition applies to User Content created by Experts or other Users for delivery to other Website Users or Experts on the Website. It does not apply to Minnect’s own Website operations, including automated data processing, profile enrichment, matching algorithms, or other backend systems operated by Minnect.  In reviewing any AI utilization, Minnect shall act unilaterally in its sole and absolute discretion and without notice and shall be the sole and final arbiter of any action or decision to suspend, remove or permanently revoke Your account or User Content;

 

(g) the User Content does not contain or install any viruses, worms, malware, Trojan horses or other harmful or destructive content;

 

(h) the User Content is not spam, is not machine- or randomly-generated, and does not contain unethical or unwanted commercial content designed to drive traffic to third party sites or boost the search engine rankings of third party sites, or to further unlawful acts (such as phishing) or mislead recipients as to the source of the User Content (such as spoofing);

 

(i) the User Content is not pornographic, sexual, or sexually gratifying, does not contain nudity, does not contain threats or incite violence towards individuals or entities, and does not violate the privacy or publicity rights of any third party;

 

(j) Your account or User Content is not being advertised via unwanted electronic messages such as spam links on newsgroups, email lists, other blogs and web sites, and similar unsolicited promotional methods;

 

(k) Your account or User Content is not named in a manner that misleads Your readers into thinking that You are another person or company. For example, Your profile’s URL or name is not the name of a person other than Yourself or Your company; and

 

(l) You have, in the case of User Content that includes computer code, accurately categorized and/or described the type, nature, uses and effects of the computer code, whether requested to do so by Minnect or otherwise.

 

  1. User Content License and Enforcement Rights. As between You and Minnect, You retain all right, title, and interest in and to Your User Content, and no User Content is or shall be deemed a work made for hire. By submitting User Content for inclusion on the Website, You grant Minnect and its service providers a worldwide, royalty‑free, non‑exclusive, transferable, sublicensable (at an unlimited number of levels), irrevocable (while You remain a Website User of any type) right and license to host, store, use, reproduce, modify, adapt, excerpt, translate, publicly perform, distribute and publish and create derivative works of such User Content for the following purposes: (i) operating, providing, and securing the Website and its Services, including delivering Your User Content to its intended recipient; (ii) moderating, reviewing, and enforcing this Agreement and complying with legal obligations; and (iii) marketing and promoting the Website, Minnect’s products and/or services, and, where applicable to You, Your availability as an Expert. If You remove or delete Your User Content, Minnect will use reasonable efforts to delete it from the Website. The license You grant to us for Your User Content terminates when You delete the applicable User Content or close Your account, except that: (i) we may retain and use archival copies as required for legal, regulatory, dispute-resolution, or backup purposes; (ii) cached versions of or third-party references to Your User Content may remain available for a period of time; (iii) we may continue to make a response available to the User who paid for Your User Content (e.g., Commentary); and (iv) promotional materials already produced and distributed before termination may remain in circulation, provided that Minnect will cease new promotional uses of Your User Content within thirty (30) days of Your written request to support@minnect.com.

 

Artificial Intelligence and Machine Learning. Minnect does not use Your User Content to train or fine-tune generative artificial intelligence or machine-learning models and does not sell or license Your User Content to any third party for that purpose. Minnect will not do so without Your separate, affirmative, opt-in consent, which You may withdraw at any time. This paragraph does not restrict Minnect’s internal Website operations, including trust-and-safety review, search and discovery, matching, fraud prevention, and quality measurement.

 

Your Name, Image, Likeness, and Voice. You consent to Minnect’s use of Your name, image, likeness, voice, and description as shown in Your account profile, as edited or approved by You, in social media posts, digital advertisements, videos, and printed materials created and distributed by Minnect, for the purposes described in clause (iii) above. This consent continues for so long as Your account remains open and, thereafter, until You revoke it. You may revoke this consent at any time, including after Your account is closed, by written notice to support@minnect.com; upon revocation, Minnect will cease creating and distributing new promotional materials featuring You within thirty (30) days, provided that materials already produced and placed may remain in circulation for their existing placement term. Nothing in this paragraph limits Minnect’s operation of the Website, including display of Your profile while Your account is active.

 

Without limiting the foregoing, Minnect reserves the right, but not the obligation, to, in its sole discretion:

 

(i) refuse or remove any of Your User Content that, in Minnect’s reasonable judgment, violates Website policies or is otherwise harmful, inappropriate, or objectionable; or

 

(ii) terminate or deny Your access to the Website and its Services to any individual or entity for any reason.

 

Minnect shall have no obligation to provide a refund of any amounts previously paid.

 

  1. Responsibility of Website Visitors. Minnect has not reviewed and cannot review, all the Content posted to the Website, and cannot therefore be responsible for any contents, use or effects of such Content. By operating the Website, Minnect does not represent or imply that it endorses Content posted, or that it believes such Content to be accurate, useful, error-free, or non-harmful. You are responsible for taking precautions as necessary to protect Yourself and Your computer systems and devices from viruses, worms, Trojan horses, and other harmful or destructive content. The Website may contain Content that You find offensive, indecent, or otherwise objectionable, as well as Content containing technical inaccuracies, typographical mistakes, and other errors. The Website may also contain Content that violates the privacy, publicity, intellectual property, and/or other proprietary rights of third parties, or the downloading, copying or use of which is subject to additional terms and conditions, stated or unstated. Minnect disclaims any responsibility for any harm resulting from Your use, downloading, or reliance on such Content.

 

  1. Content Posted on Other Websites. We have not reviewed, and cannot review, all of the material, including computer software, made available through the websites and webpages to which Minnect.com links, and that link to Minnect.com. Minnect does not have any control over those non-Minnect websites and webpages and is not responsible for their materials or their use. By linking to a non-Minnect website or webpage, Minnect does not represent or imply that it endorses such website or webpage. You are responsible for taking precautions as necessary to protect Yourself and Your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. Minnect disclaims any responsibility for any harm resulting from Your use of non-Minnect websites and webpages.

 

  1. Copyright Infringement and DMCA Policy. As Minnect asks others to respect its intellectual property rights, it respects the intellectual property rights of others. If You believe that material located on or linked to the Website violates Your copyright, You are encouraged to notify Minnect. Minnect will respond to all such notices, including as required or appropriate by removing the infringing material or disabling all links to the infringing material. Minnect may terminate a visitor’s access to and use of the Website if, under appropriate circumstances, the visitor is determined to be a repeat infringer of the copyrights or other intellectual property rights of Minnect or others. In the case of such termination, Minnect will have no obligation to provide You a refund of any amounts You previously paid to Minnect. Please note, fraudulent reports or other misuse of this process may result in the termination of Your account and/or legal consequences. You may wish to consult an attorney before submitting a claim.

 

  1. Intellectual Property. This Agreement does not transfer from Minnect to You any Minnect or third-party intellectual property rights, and all right, title, and interest in and to such property will remain (as between the parties) solely with Minnect. Minnect.com, the Minnect.com logo, and all other trademarks, service marks, graphics and logos used in connection with the Website are trademarks or registered trademarks of Minnect or Minnect’s licensors. Other trademarks, service marks, graphics and logos used in connection with the Website may be the trademarks of other third parties. Your use of the Website grants You no right or license to reproduce or otherwise use any Minnect or third-party trademarks, service marks, graphics or logos.

 

  1. Restrictions on use of Minnect Content. You may not reuse or redistribute the Website, including, without limitation, any Content, in whole or in part, that You do not personally own in any form or in any way whatsoever. You hereby agree not to reuse, redistribute, publish, broadcast, sell, license, commercially exploit, or otherwise replicate or reproduce (whether by taking screenshots, creating screen recordings, inline framing (iframing), or otherwise), the Website, including, without limitation, any Content that You do not personally own, in whole or in part for any use whatsoever including, but not limited to, public distribution on any mobile or online platform or website regardless of whether it is for a private or commercial purpose. This prohibition includes, without limitation, the creation of any derivative content (including, but not limited to, illustrations, animations, AI-generated images, GIFs, Memes, etc. based on Content) and the use of Content to train or fine-tune any artificial intelligence or machine-learning model. Violation may result in suspension or termination of Your Website account and/or, in the case of inflammatory, slanderous, false, or otherwise malicious content, may subject You to civil lawsuits or legal remedies or criminal proceedings brought by law enforcement agencies, Minnect or other Website Users as may be applicable to Your actions. Nothing in this Section restricts: (i) an Expert from using, reproducing, republishing, or otherwise exploiting the User Content that the Expert authored, or from using the Expert’s own pre-existing intellectual property, methodologies, frameworks, or professional know-how, in any forum; or (ii) You from retaining a private copy of a response You paid for, for Your own reference, provided that You do not distribute, broadcast, or publish it.

 

  1. Advertisements. Minnect reserves the right to display advertisements on Your profile unless You have purchased an ad-free account.

 

  1. Attribution and Links. Minnect reserves the right to display attribution links such as ‘Blog at Minnect.com,’ theme author, and font attribution in Your profile footer or toolbar.

 

  1. Use of Third-Party Services. Certain features and services of the Website and its Services (including, without limitation, our payment processor, and text and/or email messaging features with other Users) are provided by, rely on, and/or incorporate the use of third-party service providers (“Third-Party Service Providers”) and their services, platforms, and tools (collectively, “Third-Party Services”).  Your use of any Third-Party Services is, in addition to the terms set forth in this Agreement, also subject to each Third-Party Service Provider’s applicable terms and conditions (“Third-Party Service Terms”). Please note that each of the Third-Party Service Terms may incorporate additional terms and conditions. You acknowledge and agree that You will review all the terms and conditions applicable to You under each of the applicable Third-Party Service Terms prior to using the Website or any Services.

 

  1. Domain Names. If You are registering a domain name or using or transferring a previously registered domain name, You acknowledge and agree that use of the domain name is also subject to the policies of the Internet Corporation for Assigned Names and Numbers (“ICANN”), including their Registration Rights and Responsibilities.

 

  1. Changes to Terms and Conditions. Minnect reserves the right, at its sole discretion, to change, modify, or replace the terms of this Agreement in whole or in part. It is Your responsibility to check this Agreement periodically for changes. Except as expressly provided in Section 26 of this Agreement, Your continued use of or access to the Website following the posting of any changes to this Agreement constitutes acceptance of those changes. The date the terms of this Agreement were last changed, modified, or replaced is set forth above at the top of this Agreement. If You do not wish to continue using the Website or any Services under the changed terms of this Agreement, You must terminate Your account immediately. Such termination shall be Your sole and exclusive remedy for Your disagreement with any revised, updated, or changed terms of this Agreement. Minnect may also, in the future, offer new services and/or features through the Website (including the release of new tools and resources). Such new features and/or services shall be subject to the terms and conditions of this Agreement in addition to any other terms or conditions applicable to such features or services.

 

  1. Termination of Access. Minnect may terminate Your access to all or any part of the Website at any time, with or without cause, with or without notice, effective immediately. If You wish to terminate this Agreement or Your Minnect.com account (if You have one), You may simply discontinue using the Website. Notwithstanding the foregoing, if You have a paid services account, such account can only be terminated by Minnect if You materially breach this Agreement and fail to cure such breach within thirty (30) days from Minnect’s notice to You thereof; provided that, Minnect can terminate the Website immediately as part of a general shut down of our service. All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, the intellectual property and license provisions, warranty disclaimers, indemnity and limitations of liability.

 

  1. Disclaimer of Warranties. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND CONTENT ARE PROVIDED ON AN “AS-IS” AND “AS AVAILABLE” BASIS AND “WITH ALL FAULTS,” AND WE (AND OUR LICENSORS) EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, ARISING FROM COURSE OF DEALING, COURSE OF PERFORMANCE, OR USAGE OF TRADE, OR STATUTORY, INCLUDING ALL WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, SATISFACTORY QUALITY, ACCURACY, OR NON-INFRINGEMENT. WE (AND OUR LICENSORS) MAKE NO WARRANTY THAT THE WEBSITE OR CONTENT OR THE USE AND RESULTS THEREOF WILL MEET YOUR OR ANY THIRD PARTY’S REQUIREMENTS, ACHIEVE ANY INTENDED RESULT, BE COMPATIBLE OR WORK WITH ANY SOFTWARE, SYSTEM, OR OTHER PLATFORM SERVICES, WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE BASIS, OR WILL BE ACCURATE, RELIABLE, FREE OF VIRUSES OR OTHER HARMFUL CODE, COMPLETE, LEGAL, OR SAFE. IF APPLICABLE LAW REQUIRES ANY WARRANTIES WITH RESPECT TO THE WEBSITE, ALL SUCH WARRANTIES ARE LIMITED IN DURATION TO THE MINIMUM AMOUNT REQUIRED BY APPLICABLE LAW BEGINNING ON THE DATE OF YOUR FIRST USE.

 

RELIANCE ON ANY CONTENT, DATA, RESULTS, INFORMATION, OR OTHER MATERIALS OBTAINED FROM OR THROUGH THE WEBSITE IS STRICTLY AT YOUR OWN RISK. YOU UNDERSTAND, AGREE, AND ACKNOWLEDGE THAT: (I) USE OF THE WEBSITE OR ANY CONTENT, DATA, RESULTS, INFORMATION, OR OTHER MATERIALS DOES NOT RELIEVE YOU OF RESPONSIBILITY FOR COMPLIANCE WITH LAWS, RULES, REGULATIONS, ORDINANCES, OR CONTRACTUAL OBLIGATIONS, ETHICAL OBLIGATIONS, OR POLICIES THAT YOU ARE SUBJECT TO; (II) USING THE WEBSITE OR ANY CONTENT IN NO WAY WAIVES YOUR RESPONSIBILITY UNDER ANY LAWS, RULES, ORDINANCES, OR REGULATIONS OR ABSOLVES YOU OR LIMITS YOUR LIABILITY UNDER ANY SUCH LAWS, RULES, ORDINANCES, OR REGULATIONS; (III) YOU SHALL NEITHER INQUIRE NOR RELY UPON US FOR ANY LEGAL, REGULATORY, MEDICAL, OR OTHER PROFESSIONAL OR EXPERT ADVICE OF ANY KIND AND WE DO NOT HAVE A FIDUCIARY RELATIONSHIP OR SPECIAL RELATIONSHIP WITH YOU; AND (IV) YOU ARE FULLY AND SOLELY RESPONSIBLE FOR: (A) YOUR CONTENT; (B) YOUR USE OR RELIANCE ON ANY CONTENT; (C) REVIEWING ALL CONTENT TO ENSURE SUCH CONTENT IS TRUTHFUL, ACCURATE, AND ERROR-FREE; (D) SELECTING, OBTAINING, AND MAINTAINING ALL HARDWARE, SOFTWARE, COMPUTER CAPACITY, INTERNET PLATFORM SERVICE, PROGRAM AND SYSTEM RESOURCES AND OTHER EQUIPMENT AND UTILITIES NEEDED FOR ACCESS TO AND USE OF WEBSITE AND FOR ALL COSTS ASSOCIATED THEREWITH; (E) SELECTION, USE OF, AND DATA, RESULTS, INFORMATION OR OTHER MATERIALS OBTAINED FROM ANY OTHER PROGRAMS, APPLICATIONS, COMPUTER EQUIPMENT, SOFTWARE, OR PLATFORM SERVICES USED WITH THE WEBSITE; AND (F) SEEKING OUTSIDE COUNSEL FROM REPUTABLE PROFESSIONALS. WE ARE NOT LIABLE FOR ANY DAMAGES, OF ANY KIND WHATSOEVER, THAT MAY RESULT FROM YOUR RELIANCE ON ANY CONTENT.

 

YOU ACCEPT AND AGREE THAT ANY USE OF ANY CONTENT IS AT YOUR SOLE RISK AND YOU WILL NOT RELY ON CONTENT AS A SOLE SOURCE OF TRUTH OR AS A SUBSTITUTE FOR PROFESSIONAL ADVICE. YOU WILL BE SURE TO REVIEW ALL CONTENT ACCURACY AND CORRECTNESS EACH TIME YOU USE OR RELY ON ANY CONTENT.

 

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU. SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

 

OUR AFFILIATES AND LICENSORS ARE INTENDED THIRD PARTY BENEFICIARIES OF THIS SECTION.

 

  1. Limitation of Liability. TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL MINNECT (OR ITS SUPPLIERS OR LICENSORS) BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY LOST PROFITS, LOST REVENUE, LOST INCOME, LOSS OF ANTICIPATED SAVINGS, LOSS OF GOODWILL, LOST DATA, CORRUPTION OF DATA, INACCESSIBILITY OF DATA, COSTS OF PROCUREMENT OF SUBSTITUTE PRODUCTS, ANY FAILURE, INTERRUPTION, OR DELAY TO ACCESS OR USE OF THE WEBSITE OR ANY COMPONENT THEREOF OR USER OUTPUT, BUSINESS INTERRUPTION, OR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, ENHANCED, OR PUNITIVE DAMAGES OF ANY KIND RELATED TO, IN CONNECTION WITH, OR ARISING FROM OR RELATING TO THIS AGREEMENT OR YOUR USE OF, OR INABILITY TO USE THE WEBSITE, CONTENT, OR ANY SERVICES AVAILABLE ON OR THROUGH THE WEBSITE REGARDLESS OF THE FORM OF ACTION WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHER THEORY EVEN IF MINNECT HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. ACCESS TO AND USE OF THE WEBSITE AND CONTENT IS AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR DEVICE OR COMPUTER SYSTEM, OR LOSS OR INACCESSIBILITY OF DATA RESULTING THEREFROM.

 

YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE WEBSITE OR MINNECT’S SERVICES IS TO DISCONTINUE USING AND ACCESSING THE WEBSITE AND SUCH SERVICES. IN NO EVENT SHALL MINNECT’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, OR CAUSES OF ACTION OF ANY KIND OR NATURE WHATSOEVER, REGARDLESS OF THE FORM OF THE ACTION WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT PRODUCT LIABILITY, LAW, EQUITY, OR OTHERWISE, EXCEED THE AMOUNT YOU HAVE PERSONALLY PAID MINNECT FOR THE SERVICES, UNDER WHICH LIABILITY AROSE, IN THE TWELVE (12) MONTHS PRIOR TO THE FIRST ALLEGED ACT GIVING RISE TO LIABILITY OR $100.00, WHICHEVER IS GREATER. THE EXISTENCE OF MORE THAN ONE CLAIM WILL NOT ENLARGE THIS LIMIT. IN NO EVENT SHALL MINNECT BE LIABLE FOR ANY DAMAGES BASED UPON THE ACCURACY, COMPLETENESS, SECURITY, RELIABILITY, AVAILABILITY, OR ERRORS OF THE WEBSITE OR ANY CONTENT OR FOR THE COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES. YOU ACKNOWLEDGE THAT MINNECT HAS SET ITS FEES AND ENTERED INTO THIS AGREEMENT IN RELIANCE UPON THE LIMITATIONS OF LIABILITY AND THE DISCLAIMERS OF WARRANTIES AND DAMAGES SET FORTH IN THIS AGREEMENT, AND THAT THE SAME FORM AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN YOU AND US. YOU AGREE THAT OUR LICENSORS WILL HAVE NO LIABILITY OF ANY KIND ARISING FROM OR RELATING TO THIS AGREEMENT OR YOUR USE OF THE WEBSITE OR ANY CONTENT.

 

SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

 

  1. General Representation and Warranty. You represent and warrant that (i) Your use of the Website and Services (including, without limitation, any Commentary You provide) will be in strict accordance with this Agreement and with all applicable laws, rules, regulations, and ordinances (including without limitation any local laws or regulations in Your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from the United States or the country in which You reside) and Your applicable ethical obligations (if any) and (ii) Your use of the Website will not infringe, violate, or misappropriate the intellectual property, proprietary, contractual, privacy, or any other rights of any third party.

 

  1. Indemnification. You agree to indemnify, defend, and hold Minnect and its subsidiaries, affiliates, officers, agents, employees, contractors, partners, and licensors harmless from and against any and all suits, actions, losses, claims, proceedings, demands, expenses, damages, settlements, judgments, injuries, liabilities, obligations, risks, and costs, including, without limitation, reasonable attorneys’ fees, arising from, related to, or in connection with: (i) Your use of the Website; (ii) Your violation of this Agreement (including, without limitation, and for the avoidance of doubt, any Third-Party Service Terms); (iii) any Content You provide; (iv) Your negligence, fraud, or willful misconduct; (v) Your account; (vi) Your violation of any federal, state, or local law, rule, regulation, or ordinance; and/or (vii) Your violation, infringement, or misappropriation of any privacy, publicity, intellectual property, or other proprietary rights of any individual or entity. We reserve the right, at Your expense, to assume the exclusive defense and control of any matter which You are required to indemnify against, and You agree to cooperate in our defense of such matter.

 

  1. Entire Agreement. This Agreement is the complete and exclusive understanding and agreement between the parties regarding its subject matter and supersedes any prior or contemporaneous agreements regarding its subject matter. You hereby acknowledge that, in entering this Agreement, You have not relied on any statement, warranty, representation or other promise of any nature not contained in this Agreement.

 

  1. Governing Law and Dispute Resolution. This Agreement shall be solely governed by and construed as to the validity, enforcement, interpretation, construction and effect and in all other aspects by the laws of the State of Florida. Except to the extent prohibited by applicable law, all suits arising from or concerning this Agreement may only be filed in a state or federal court located in Broward County, Florida. In all cases, the United Nations Convention on Contracts for the International Sale of Goods will not apply.

 

  1. Severability. If any part of this Agreement is held invalid or unenforceable, that part will be construed to reflect the parties’ original intent, and the remaining portions will remain in full force and effect.

 

  1. Waiver. A waiver by either party of any term or condition of this Agreement or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof.

 

  1. Assignment and Assigns. You may not assign, convey, delegate, or otherwise transfer this Agreement or Your rights under this Agreement without our prior written consent and any assignment in violation of this prohibition will be null and void ab initio. Minnect may assign, convey, delegate, or otherwise transfer this Agreement or its rights under this Agreement without condition or notice to You. This Agreement will be binding upon and will inure to the benefit of the parties, their successors and permitted assigns.

 

  1. Profile Data Enrichment.

 

  • Overview. Minnect has introduced a profile data enrichment feature to the Services that supplements User and Expert profiles on the Website with information obtained from third-party commercial data providers and publicly available government and regulatory databases. This enrichment is designed to improve Users’ and Experts’ discovery of other Users and Experts on the Website through filtered searches and matching. Your profile will only be enriched after You have provided Your affirmative consent for us to do so through the opt-in controls described in Section 26.2. Agreeing to have Your profile on the Website enriched is completely voluntary. You may use any core feature or Services available on or through the Website without consenting to the enrichment described in this Section. If You provide such consent, we will work with third-party commercial data providers and government and regulatory databases to obtain information about You to enrich Your profile for Users’ and Experts’ matching and searching purposes as described in this Section (“Enrichment Data”).

 

  • Consent. When You create or update Your account on the Website, You will be presented with two separate, optional affirmative consent controls. Neither is pre-selected. You have to affirmatively opt-in in order to provide Your consent. Your agreement to either or both of the following constitutes Your informed consent to the described Enrichment Data practices:

 

  • General Profile Matching: Minnect may use information from third-party sources to match You with relevant Experts and help potentially interested Users to find You on the Website. This is completely optional and declining will not affect Your access to any core Website feature or Services. You can change this in Your Account Settings at any time.
  • Sensitive Category Matching (optional): Minnect may also, unless prohibited by applicable law, use Enrichment Data consisting of sensitive information, which may include, without limitation, estimated financial tier, religious affiliation, ethnicity, and political activity, from third-party sources to refine the searches that You populate. This too is completely optional, and declining will not affect Your access to any core Website feature or Services. You can withdraw this consent at any time in Your Account Settings.

 

Your consent choices are recorded with a timestamp. You may withdraw either consent at any time through the toggles in Your Account Settings or by contacting support@minnect.com. Upon withdrawal, Minnect will cease using the relevant Enrichment Data in Your profile within the timeframe required by applicable law. Withdrawing Your consent does not and will not affect Your ability to use any core Website feature or Services.

 

 

  • How Enrichment Data Is Used And Restrictions On Its Use. Enrichment Data is used to improve Expert discovery and to determine whether Your profile is included in audience filter searches configured by other Users. When another User configures an audience filter, they see only the aggregate number of Users matching their filter criteria, they do not see Your individual name, profile, or Enrichment Data attributes at any point during the filtering stage. Your identity is disclosed to another User only if You actively choose to respond to their message. This anonymity protection applies to all Users regardless of consent status. What Your enrichment consent controls is whether Your profile is included in filter searches, not the level of anonymity protection You receive within them. Without limiting any other restrictions in this Agreement, You agree that You shall not directly or indirectly, or permit any other person or entity, whether or not for any consideration, to copy, rent, lease, lend, sell, license, sublicense, assign, distribute, publish, broadcast, transfer, transmit or otherwise make available, whether in whole or in part, any Enrichment Data regarding Users or their profiles whether on or in connection with the internet or any time-sharing, service bureau, software as a service, cloud, or otherwise. By using search features, including, without limitation, audience filtering, You hereby certify that You shall only use such Enrichment Data for the purposes explicitly permitted in this Section 26 and for no other purpose whatsoever. We do not use Enrichment Data to make eligibility decisions affecting Your access to credit, employment, insurance, or housing and all other Users are prohibited from using Enrichment Data to do the same.

 

  • Data Accuracy and Your Correction Rights. Enrichment Data is obtained from third-party sources and matched to Your profile using available identifiers including, without limitation, Your name and location. While Minnect works with commercial data providers, we cannot guarantee that all Enrichment Data is accurate, complete, current, or without any errors. Matches may occasionally be attributed incorrectly, particularly for common names. Minnect’s use of Enrichment Data in platform features does not constitute a representation that the Enrichment Data is in any way accurate or error free or that using such will result in any minimum revenue or profit for any User. To the extent permitted by applicable law, You acknowledge and agree that Minnect shall not be liable for consequences arising from inaccurate third-party Enrichment Data. In order to correct any such inaccuracies, Minnect shall use commercially reasonable efforts to assist You in correcting such Enrichment Data as described in this Section. If You believe that inaccurate Enrichment Data from a third-party source has been attributed to Your profile, including, without limitation, data from professional licensing registries, regulatory databases, or public records, You have the right to request access to and correction of that data by contacting support@minnect.com. We will investigate and respond within the timeframe required by applicable law.

 

  • Automated Matching Disclosure. Minnect uses automated processes to match Users and Experts based on Enrichment Data attributes and to calculate the size of audience pools for filter-based outreach. These are automated processes; no Minnect personnel individually review or approve individual match decisions. Because automated matching uses third-party Enrichment Data that may not be fully accurate or error-free, Minnect does not guarantee that filter results are based on accurate Enrichment Data attributes. The correction process in Section 26.4 is available to any User who believes inaccurate Enrichment Data is affecting their matching outcomes on the Website.

 

  • Existing Users and Geographic Eligibility. If You are an existing Minnect User located in the United States, You will be presented with the Enrichment Data consent controls described in Section 26.2 the next time You log in or access Your Account Settings. No Enrichment Data will be attributed to Your profile before You have had the opportunity to make Your choice to provide Your affirmative consent. Your continued use of the Website does not constitute Your consent to have Enrichment Data attributed to Your profile; affirmative opt-in through the consent controls is required. If Your account is registered outside the United States, enrichment does not apply to Your profile, and You will not be presented with the enrichment consent controls. This geographic restriction may be updated in future platform releases. Please be sure to regularly review this Section 26 for any updates.

 

 

  • Data Sources and Categories. A full description of the categories of Enrichment Data collected and the third-party sources used is available through the ‘See full data list’ links in the consent controls described in Section 26.2. Minnect will update those descriptions if the categories of Enrichment Data or the sources used materially change and will provide notice of material changes in accordance with Section 15 of this Agreement.

 

  1. Payments.

 

  • Overview. The Website enables one User (a “Buyer”) to pay an Expert (for purposes of this Section 27, each Expert is a “Seller”) for Commentary made available through the Website (each such transaction, a “Transaction”). All payments between Buyers and Sellers are processed and settled through the payment features described in this Section. By initiating or accepting a payment, You agree to the terms below.

 

  • Payment Processor. We use one or more third-party payment service providers to process, hold, and disburse payments (each, a “Payment Processor”). Your use of the payment features is subject to the applicable Payment Processor’s own terms of service and privacy policy (as described in Section 13 of this Agreement), and You authorize us and the Payment Processor to store and charge Your payment method in connection with any Transaction. We are not responsible for the acts or omissions of any Payment Processor. If a Payment Processor is unable or unwilling to process a payment, we may suspend or cancel the affected Transaction.

 

  • Authorization and Payment by Buyers. When a Buyer initiates a Transaction, the Buyer authorizes the collection of the full amount due for the applicable Commentary (the “Transaction Amount”), together with any applicable taxes. The Transaction Amount is collected at the time the Buyer places the order, unless we indicate otherwise at checkout.

 

  • Holding Period. To help ensure that the Commentary delivered by the Seller conforms to the requirements of the Transaction and this Agreement, the Transaction Amount will be held by the Payment Processor for a holding period after collection (the “Holding Period”) before any funds are released to the Seller. The length of the Holding Period may vary but we will use commercially reasonable efforts to direct the Payment Processor to pay the Seller no later than thirty (30) days from the date the Transaction Amount is collected from the Buyer. During the Holding Period, funds are held on a pass-through basis for the benefit of the applicable party and do not constitute a deposit account, credit, or extension of credit by us, and no interest will accrue or be payable to any User on any held amounts. We may extend or continue to hold funds beyond the standard Holding Period where a dispute, chargeback, suspected fraud, violation of this Agreement, or other issue relating to the Transaction remains unresolved.

 

  • Release of Funds to Sellers. Following the expiration of the Holding Period, and provided that no dispute, chargeback, or other unresolved issue exists with respect to the Transaction, the Payment Processor will release to the Seller the Transaction Amount less the Platform Fee described below. We do not guarantee any particular timing for the receipt of released funds, which depends on the Payment Processor and the Seller’s payment method and account status.

 

  • Platform Fee and Payment Processing Fees. For each completed Transaction, we retain a fee equal to twenty percent (20%) of the Transaction Amount (the “Platform Fee”). We will pay the payment processing fees charged by the Payment Processor in connection with the Transaction, and Sellers will not be separately charged for those payment processing fees. Except as expressly stated in this Agreement, the Platform Fee is non-refundable, including where a refund is issued to a Buyer, unless we determine otherwise in our sole discretion. We may change the Platform Fee on a prospective basis by posting the updated fee on the Website or otherwise notifying Users.

 

  • Taxes and Tax Reporting. Each User is solely responsible for determining, collecting, reporting, and remitting all taxes associated with its use of the Website and any payments it makes or receives. Amounts paid or received through the Website are exclusive of, and do not include any taxes unless otherwise expressly stated. As required by applicable law, we (or the Payment Processor) will issue an IRS Form 1099 (or other applicable tax form) to Sellers who receive payments through the Website, and Sellers must provide accurate and complete taxpayer information (including a valid Form W-9 or equivalent) before any funds are released. We may withhold the release of funds, and may withhold from any payment, amounts we are required to withhold under applicable law or where a Seller has failed to provide required tax information.

 

  • Refunds, Disputes, and Chargebacks. Refunds, cancellations, and disputes between Buyers and Sellers are handled as described on the Website and are subject to this Agreement. If a Buyer initiates a chargeback or the Payment Processor reverses a payment, we may recover the corresponding amounts (including any related fees) from the Seller, including by deducting them from current or future payments owed to the Seller or by charging the Seller’s payment method. We reserve the right to make final decisions in our sole and absolute discretion regarding refunds and the resolution of payment disputes to the extent permitted by applicable law. We explicitly disclaim any role in the Commentary provided by Sellers and any disputes between Buyers and Sellers shall remain solely a dispute between those parties and we will have no role in resolving such dispute.

 

  • No Fiduciary Relationship; Not a Bank. We are not a bank, money transmitter, or fiduciary, and we do not provide banking, escrow, or money transmission services. The holding and disbursement of funds described in this Section is performed by the Payment Processor, and nothing in this Agreement creates a trust, escrow, or fiduciary relationship between us and You with respect to any funds.

 

  • Pricing of Commentary. Sellers are solely responsible for setting their own pricing for their Commentary and Minnect plays no role in determining the costs or fees charged by Sellers in providing such Commentary.

 

  1. Additional Prohibited Uses for the Services. You agree that You will not use the Website or Services to determine any person’s eligibility for products, services, employment, insurance, investment, or credit. The information provided by the Website and/or Services is for informational purposes only and should not be used or treated as a consumer report under the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.

 

  1. Additional Terms for App Store Apps. If You accessed or downloaded one of Minnect’s mobile applications (each, an “App”) from the Apple Store (“App Provider”), then You agree to use the App only: (i) on an Apple-branded product or device that runs iOS (Apple’s proprietary operating system software); and (ii) as permitted by the “Usage Rules” set forth in the Apple Store Terms of Service.

 

If You accessed or downloaded the App from an App Provider, then You acknowledge and agree that:

 

  • This Agreement is concluded between You and Minnect, and not with App Provider, and that, as between Minnect and the App Provider, Minnect, is solely responsible for the App.
  • App Provider has no obligation to furnish any maintenance and support services with respect to the App.
  • In the event of any failure of the App to conform to any applicable warranty, You may notify App Provider and App Provider will refund the purchase price for the App to You (if applicable) and, to the maximum extent permitted by applicable law, App Provider will have no other warranty obligation whatsoever with respect to the App. Any other claims, losses, liabilities, damages, costs, or expenses attributable to any failure of an App to conform to any warranty will be the sole responsibility of Minnect.
  • App Provider is not responsible for addressing any claims You have or any claims of any third party relating to the App or Your possession and use of the App, including, but not limited to: (i) product liability claims; (ii) any claim that the App fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection or similar legislation.
  • In the event of any third-party claim that the App or Your possession and use of the App infringes that third party’s intellectual property rights, Minnect will be solely responsible for the investigation, defense, settlement, and discharge of any such intellectual property infringement claim to the extent required by this Agreement.
  • App Provider and its subsidiaries are third-party beneficiaries of this Agreement as related to Your license of the App, and that, upon Your acceptance of the terms and conditions of this Agreement, App Provider will have the right (and will be deemed to have accepted the right) to enforce this Agreement as related to Your license of the App against You as a third-party beneficiary thereof.
  • You must also comply with all applicable third-party terms of service when using the App.
  • You agree to comply with all U.S. and foreign export laws and regulations to ensure that neither the App nor any technical data related thereto nor any direct product thereof is exported or re-exported directly or indirectly in violation of, or used for any purposes prohibited by, such laws and regulations. By using the App You represent and warrant that: (i) You are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country; and (ii) You are not listed on any U.S. Government list of prohibited or restricted parties.

 

YOUR COMMENTS AND CONCERNS

 

This website is operated by:

Minnect Inc.

1200 W Cypress Creek Road

Fort Lauderdale, FL 33309

 

All feedback, comments, concerns, requests for technical support and other communications relating to the Website should be directed to: support@minnect.com