MINNECT TERMS AND CONDITIONS

The following terms and conditions govern all use of the Minnect.com website, Minnect Mobile Applications and all content, services and products available at or through the Minnect Mobile Applications or the associated Minnect website (taken together, the “Website” or “Minnect.com”). The Website is owned and operated by Minnect Inc. (also “we” or “Minnect”) The Website is offered subject to Your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies (including, without limitation, Minnect’s Privacy Policy) and procedures that may be published from time to time on this Site by Minnect (collectively, the “Agreement”).

Please read this Agreement carefully before accessing or using the Website. By accessing or using any part of the web site, you (also “me”, “I”, “You”, “Your”, Yourself”) agree to become bound by the terms and conditions of this agreement. If You do not agree to all the terms and conditions of this agreement, then You may not access the Website or use any services. If these terms and conditions are considered an offer by Minnect Inc. acceptance is expressly limited to these terms. The Website is available only to individuals who are at least 13 years old.

I agree and acknowledge that:

1. Educational and Informational Use Only. Any and all commentary, opinions, interactions, dialogue, and/or responses (“Commentary”) provided by entrepreneurs, businesspersons, personalities, or other individuals (“Experts”) accessible through this Website are intended solely for educational and informational purposes. Nothing offered to You via the Website or through its Experts constitutes, or should be construed as, professional advice of any kind. Such content is not a substitute for consultation with qualified, licensed professionals who are familiar with Your particular circumstances.

While Minnect Inc. strives to ensure that the Experts and the information provided are accurate and valuable, Minnect Inc. makes no representations or warranties as to the completeness, reliability, or suitability of any information provided. You acknowledge and agree that You will reach Your own conclusions independently and of Your own free will, without coercion, and that You assume all risks and full responsibility for any actions taken, decisions made, or failures to act based on any Commentary or information provided through the Website.

You further acknowledge that Minnect Inc. and its affiliates, successors, assigns, owners, principals, officers, directors, employees, members, agents, representatives, licensees, service providers, contractors, and Experts shall not be liable for any loss, damage, or injury (including, without limitation, lost revenues or profits, liabilities, claims, actions, suits, judgments, settlements, costs, expenses, or attorneys’ fees) arising from Your reliance upon, or actions taken based on, any information or Commentary obtained through the Website.

Although certain Experts may offer insights related to legal, medical, financial, psychological, or other professional topics—and may themselves be licensed professionals—their communications through this Website do not create a professional-client relationship and shall not be understood or construed as personalized professional advice. Minnect Inc. expressly recommends that You seek the guidance of qualified professionals regarding any specific concerns, conditions, or decisions.

2. Content Disclaimer. Minnect Inc. and its affiliated and related entities, successors and assigns and each of their respective owners, principals, officers, directors, employees, members, agents, representatives, licensees, service providers and contractors, and Experts, are not liable for any such conclusions or reliance upon Commentary that may result in losses, lost revenues or profits, liabilities, deficiencies, claims, actions, suits, legal proceedings, judgments, settlements, interest, awards, penalties, fines, costs, expenses, including attorneys’ fees, and any actual, speculative, consequential, incidental, direct, indirect, exemplary, special or punitive damages of any kind.

3. Prohibited Content and Conduct. In addition to the foregoing provisions, which clearly specifies that Website information or interactions or engagements by and between Experts and users are for educational and informational purposes ONLY, any Expert or user who offers or promotes or references lewd, sexual or sexually gratifying or otherwise pornographic content or services, including nudity, whether or not such includes an expressed or implied financial transaction, shall be immediately suspended and/or permanently removed from the Website. In common language, no “18+” content is permitted on the Website. In such cases, Minnect Inc. shall act unilaterally and without notice and shall be the sole and final arbiter of any action or decision to suspend, remove or permanently revoke an account. Further, if required or if appropriate, Minnect Inc. will report such actions / materials and all account information for all participants to the appropriate law enforcement authorities and fully cooperate with any subsequent investigation(s) by such authorities.

4. Acknowledgment and Condition of Use. Minnect Inc. would not provide me with the opportunity to engage with Experts but for my agreement and acknowledgement herein.

I also agree and acknowledge that:

Your Minnect.com Account and Site. If You create a blog/site on the Website, You are responsible for maintaining the security of Your account and blog, and You are fully responsible for all activities that occur under the account and any other actions taken in connection with the blog. You must not describe or assign keywords to Your blog in a misleading or unlawful manner, including in a manner intended to trade on the name or reputation of others, and Minnect Inc. may change or remove any description or keyword that it considers inappropriate or unlawful, or otherwise likely to cause Minnect Inc. liability. You must immediately notify Minnect of any unauthorized uses of Your blog, Your account or any other breaches of security. Minnect Inc. will not be liable for any acts or omissions by You, including any damages of any kind incurred as a result of such acts or omissions.

Your Name Image and Likeness. You agree that Your name, image, likeness and description as shown in Your Minnect account profile, as edited or approved by You, may appear in social media posts and/or digital advertisements, including videos and/or printed materials, created and distributed by Minnect Inc., to raise awareness of the Website and/or promote product benefits and/or announce or otherwise present the presence and/or availability of individual Experts/users/contributors on the Website.

Responsibility of Contributors. If You operate a blog, comment on a blog, post material to the Website, post links on the Website, or otherwise make (or allow any third party to make) material available by means of the Website (any such material, “Content”), You are entirely responsible for the Content of, and any harm resulting from, that Content. That is the case regardless of whether the Content in question constitutes text, graphics, an audio file, or computer software. By making Content available, You represent and warrant that:

the downloading, copying and use of the Content will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark or trade secret rights, of any third party;

if Your employer has rights to intellectual property You create, You have either (a) received permission from Your employer to post or make available the Content, including but not limited to any software, or (b) secured from Your employer a waiver as to all rights in or to the Content;

You have fully complied with any third-party licenses relating to the Content, and have done all things necessary to successfully pass through to end users any required terms;

If You are citing to another URL, You give proper attribution to any cited and/or copied content;

You have rights to any images used or they are marked as free for use;

You will NOT use AI engines or AI software in any way in any form to craft responses or answers or Content that is subsequently provided to Minnect users who are voluntarily paying for Experts or Experts specific responses or time. In reviewing ANY AI utilization, Minnect Inc. shall act unilaterally and without notice and shall be the sole and final arbiter of any action or decision to suspend, remove or permanently revoke an account;

the Content does not contain or install any viruses, worms, malware, Trojan horses or other harmful or destructive content;

the Content is not spam, is not machine- or randomly-generated, and does not contain unethical or unwanted commercial content designed to drive traffic to third party sites or boost the search engine rankings of third party sites, or to further unlawful acts (such as phishing) or mislead recipients as to the source of the material (such as spoofing);

the Content is not pornographic, does not contain threats or incite violence towards individuals or entities, and does not violate the privacy or publicity rights of any third party;

Your blog is not getting advertised via unwanted electronic messages such as spam links on newsgroups, email lists, other blogs and web sites, and similar unsolicited promotional methods;

Your blog is not named in a manner that misleads Your readers into thinking that You are another person or company. For example, Your blog’s URL or name is not the name of a person other than Yourself or company other than Your own; and

You have, in the case of Content that includes computer code, accurately categorized and/or described the type, nature, uses and effects of the materials, whether requested to do so by Minnect Inc. or otherwise.

5. User Content License and Enforcement Rights. By submitting content for inclusion on the Website, You grant Minnect Inc. a worldwide, royalty‑free, non‑exclusive license to use, reproduce, modify, adapt, and publish such content solely for the purpose of displaying, distributing, and promoting Your submissions or related Website material. If You remove or delete content, Minnect Inc. will use reasonable efforts to delete it from the Website; however, You acknowledge that cached versions or references to the content may remain available for a period of time.

Without limiting the foregoing, Minnect Inc. reserves the right, but not the obligation, to, in its sole discretion:

(i) refuse or remove any content that, in Minnect Inc.’s reasonable judgment, violates Website policies or is otherwise harmful, inappropriate, or objectionable; or

(ii) terminate or deny access to the Website and its services to any individual or entity for any reason.

Minnect Inc. shall have no obligation to provide a refund of any amounts previously paid.

6. Responsibility of Website Visitors. Minnect Inc. has not reviewed and cannot review, all the material, including computer software, posted to the Website, and cannot therefore be responsible for that material’s content, use or effects. By operating the Website, Minnect Inc. does not represent or imply that it endorses the material there posted, or that it believes such material to be accurate, useful or non-harmful. You are responsible for taking precautions as necessary to protect Yourself and Your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. The Website may contain content that is offensive, indecent, or otherwise objectionable, as well as content containing technical inaccuracies, typographical mistakes, and other errors. The Website may also contain material that violates the privacy or publicity rights, or infringes the intellectual property and other proprietary rights, of third parties, or the downloading, copying or use of which is subject to additional terms and conditions, stated or unstated. Minnect Inc. disclaims any responsibility for any harm resulting from the use by visitors of the Website, or from any downloading by those visitors of content there posted.

7. Content Posted on Other Websites. We have not reviewed, and cannot review, all of the material, including computer software, made available through the websites and webpages to which Minnect.com links, and that link to Minnect.com. Minnect Inc. does not have any control over those non-Minnect websites and webpages and is not responsible for their content or their use. By linking to a non-Minnect website or webpage, Minnect does not represent or imply that it endorses such website or webpage. You are responsible for taking precautions as necessary to protect Yourself and Your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. Minnect Inc. disclaims any responsibility for any harm resulting from Your use of non-Minnect websites and webpages.

8. Copyright Infringement and DMCA Policy. As Minnect Inc. asks others to respect its intellectual property rights, it respects the intellectual property rights of others. If You believe that material located on or linked to the Website violates Your copyright, You are encouraged to notify Minnect in accordance with Minnect’s Digital Millennium Copyright Act (“DMCA”) Policy. Minnect will respond to all such notices, including as required or appropriate by removing the infringing material or disabling all links to the infringing material. Minnect will terminate a visitor’s access to and use of the Website if, under appropriate circumstances, the visitor is determined to be a repeat infringer of the copyrights or other intellectual property rights of Minnect or others. In the case of such termination, Minnect will have no obligation to provide a refund of any amounts previously paid to Minnect.

9. Intellectual Property. This Agreement does not transfer from Minnect Inc. to You any Minnect or third-party intellectual property, and all right, title and interest in and to such property will remain (as between the parties) solely with Minnect Inc., Minnect.com, the Minnect.com logo, and all other trademarks, service marks, graphics and logos used in connection with Minnect.com, or the Website are trademarks or registered trademarks of Minnect or Minnect’s licensors. Other trademarks, service marks, graphics and logos used in connection with the Website may be the trademarks of other third parties. Your use of the Website grants You no right or license to reproduce or otherwise use any Minnect or third-party trademarks.

10. Ownership of Minnect Content. ALL content created and presented on Minnect by and between users and Experts the Minnect App(s) or on the Website in whatever form, including text, audio and video formats, is the sole property of Minnect Inc. and may not be reused or redistributed by You or a proxy in any form in any way whatsoever. You hereby agree not to take screenshots, create screen recordings, or otherwise replicate or reproduce such content for any use whatsoever including, but not limited to, public distribution on any mobile or online or other platform (social media, websites, et.) or Your own private personal use. This prohibition includes the creation of any derivative content (including, but not limited to, illustrations, animations, AI images, GIFs, Memes, etc. based on Minnect content). Violation may result in suspension or termination of Your Minnect Account and/or, in the case of inflammatory, slanderous, false, or otherwise malicious content, may subject You to civil lawsuits or legal remedies or criminal proceedings brought by law enforcement agencies, Minnect or Creators or Experts as may be applicable to Your actions.

11. Advertisements. Minnect reserves the right to display advertisements on Your blog unless You have purchased an ad-free account.

12. Attribution and Links. Minnect reserves the right to display attribution links such as ‘Blog at Minnect.com,’ theme author, and font attribution in Your blog footer or toolbar.

13. Partner Products. By activating a partner product (e.g. theme) from one of our partners, You agree to that partner’s terms of service. You can opt out of their terms of service at any time by deactivating the partner product.

14. Domain Names. If You are registering a domain name, using or transferring a previously registered domain name, You acknowledge and agree that use of the domain name is also subject to the policies of the Internet Corporation for Assigned Names and Numbers (“ICANN”), including their Registration Rights and Responsibilities.

15. Changes to Terms and Conditions. Minnect Inc. reserves the right, at its sole discretion, to modify or replace any part of this Agreement. It is Your responsibility to check this Agreement periodically for changes. Your continued use of or access to the Website following the posting of any changes to this Agreement constitutes acceptance of those changes. Minnect Inc. may also, in the future, offer new services and/or features through the Website (including, the release of new tools and resources). Such new features and/or services shall be subject to the terms and conditions of this Agreement.

16. Termination of Access. Minnect may terminate Your access to all or any part of the Website at any time, with or without cause, with or without notice, effective immediately. If You wish to terminate this Agreement or Your Minnect.com account (if You have one), You may simply discontinue using the Website. Notwithstanding the foregoing, if You have a paid services account, such account can only be terminated by Minnect Inc. if You materially breach this Agreement and fail to cure such breach within thirty (30) days from Minnect Inc.’s notice to You thereof; provided that, Minnect Inc. can terminate the Website immediately as part of a general shut down of our service. All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

17. Disclaimer of Warranties. The Website is provided “as is”. Minnect and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither Minnect nor its suppliers and licensors make any warranty that the Website will be error free or that access thereto will be continuous or uninterrupted. You understand that if You download from, or otherwise obtain content or services through, the Website at Your own discretion and risk.

18. Limitation of Liability. In no event will Minnect Inc. or its suppliers or licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement for substitute products or services; (iii) for interruption of use or loss or corruption of data; or (iv) for any amounts that exceed the fees paid by You to Minnect Inc. under this agreement during the twelve (12) month period prior to the cause of action. Minnect Inc. shall have no liability for any failure or delay due to matters beyond their reasonable control. The foregoing shall not apply to the extent prohibited by applicable law.

19. General Representation and Warranty. You represent and warrant that (i) Your use of the Website will be in strict accordance with the Minnect Privacy Policy, with this Agreement and with all applicable laws and regulations (including without limitation any local laws or regulations in Your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from the United States or the country in which You reside) and (ii) Your use of the Website will not infringe or misappropriate the intellectual property rights of any third party.

20.Indemnification. You agree to indemnify and hold harmless Minnect Inc., its contractors, and its licensors, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including attorneys’ fees, arising out of Your use of the Website, including but not limited to Your violation of this Agreement.

21. Entire Agreement. This Agreement constitutes the entire agreement between Minnect and You concerning the subject matter hereof, and they may only be modified by a written amendment signed by an authorized executive of Minnect Inc. or by the posting by Minnect of a revised version.

22. Governing Law and Dispute Resolution. This Agreement shall be solely governed by and construed as to the validity, enforcement, interpretation, construction and effect and in all other aspects by the laws of the State of Florida. Any dispute, controversy, or claim arising out of or relating to this Agreement shall be resolved by binding arbitration administered by the American Arbitration Association (“AAA”) under its Commercial Arbitration Rules. The arbitration shall be conducted by a single arbitrator mutually agreed upon by the parties. If the parties are unable to agree upon an arbitrator, the AAA shall appoint the arbitrator. All arbitration proceedings shall be conducted remotely via video conference or similar technology. The decision of the arbitrator shall be final and binding on the parties, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof. In the event of an arbitration proceeding arising out of or related to this agreement, each party shall be responsible for its own attorney fees and costs.

23. Severability. If any part of this Agreement is held invalid or unenforceable, that part will be construed to reflect the parties’ original intent, and the remaining portions will remain in full force and effect.

24. Waiver. A waiver by either party of any term or condition of this Agreement or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof.

25. Assignment and Assigns. You may assign Your rights under this Agreement to any party that consents to, and agrees to be bound by, its terms and conditions; Minnect may assign its rights under this Agreement without condition. This Agreement will be binding upon and will inure to the benefit of the parties, their successors and permitted assigns.

26. Contact Information.  For all questions regarding this Agreement, please contact us at support@minnect.com.